Steve Ryan

COO, CipherTrace

Steve Ryan is a founder and COO of CipherTrace. He has 25 years of experience in the security and payments markets. Mr. Ryan is the inventor of 3-D Secure, the largest consumer payment authentication solution in the world, with over 150 million consumer users.


Mr. Ryan is a Fintech/Security executive and serial entrepreneur and has experience with a variety of internet-based security initiatives as well as experience with productizing government-funded initiatives. Additionally, Ryan has been an early stage advisor to some very successful Silicon Valley companies including PayPal and Splunk.


As a seasoned entrepreneur, he helped build and bring to market mobile security company Marble, which is now part of security leader Proofpoint (NASDAQ: PFPT).Prior to Marble, Ryan was an Executive Vice President at Online Resources and was responsible for Digital Banking and Payment Operations, which was sold to ACI Worldwide. Before Online Resources, Ryan was a co-founder of IronKey, which productized DHS S&T research and ultimately sold over 2 million IronKey devices, the world’s most secure Flash drive. Ironkey became part of iMation NASDAQ: IMN). Previously Mr. Ryan was Senior Vice President at Visa USA. Before Visa, he was Senior Vice President at First Data where he was responsible for Product Management and Marketing. Mr. Ryan began his career in the Fintech industry at Bank of America, where he developed and managed the bank’s credit card processing systems.

11:40 AM : 12:30 PM

Friday March 6th, 2020

Crypto Compliance After the FATF Guidance – What it Means for Crypto Exchanges, Banks and Others

Last June the Financial Action Task Force (FATF) issued its long-awaited guidance on the regulation of virtual assets, including cryptocurrencies, ushering in a new era for all stakeholders in the crypto space. For regulators, the guidance creates new pressure to ensure that crypto firms are in full compliance with their fincrime mandates. For both crypto exchanges and banks, the guidance raises thorny compliance challenges, including compliance with the Travel Rule and visibility into crypto transactions. On this session, hear from regulators and crypto compliance experts on how they're responding to the guidance and what comes next.